Cruise
‍Travel Insurance

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What is Cruise Travel Insurance?

Cruise travel insurance is your safeguard for all the unexpected things that can happen while you’re cruising. Adding on our cruise travel pack means that your cover for medical emergencies, trip interruption, or travel delay will extend to when you’re cruising.

In short, it’s your safety net on the high seas. Even the smoothest voyages can have a few bumps along the way.

Why Should You Get Cruise Travel Insurance?

Here are some good reasons why you should always have insurance when cruising:

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Costly medical care

The ship’s doctor isn't cheap, and serious cases may require expensive evacuation.

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Itinerary changes

Bad weather can lead to missed ports or changes in plans. Insurance covers the extra costs, where you have interruption cover.

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Lost or stolen belongings

Accidents happen, but insurance protects you if your luggage or valuables go missing, where you have baggage cover.

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Trip interruptions

Illness or emergencies might force you to end your cruise early. Insurance covers the costs, where you have interruption cover.

Everything You Need to Know About Cruise Travel Insurance

What does cruise travel insurance cover?

It covers unexpected events like medical emergencies, cabin confinement, trip interruption from severe weather, and lost belongings.

How much does cruise travel insurance cost?

The cost varies depending on the length of your trip, destination, and your coverage needs.

Is COVID-19 covered?

Yes, our policies include coverage for COVID-related medical care and trip interruptions. Be sure to check your specific policy details.

Do I need insurance for every cruise?

Absolutely! Even on shorter cruises, unexpected things can happen, and having insurance ensures you can travel worry-free.

Can I get travel insurance with a pre-existing condition?

Yes, we automatically cover certain pre-existing conditions under our PDS. You can see the full list here.
We’ve covered the basics in the FAQs, but you’re probably wondering exactly what Butter Insurance protects you from.
Cruise Ship with Splash in the background.

Sail with Confidence

No matter where your cruise takes you, the sea can come with its share of surprises—bad weather, sickness, or medical emergencies.

With Butter’s Cruise Travel Insurance, you can sail the world knowing you’re protected.

Whether you're exploring the Mediterranean or navigating Alaskan glaciers, we’ve got you covered from start to finish. Focus on enjoying your journey, and let us handle the rest.

What you're covered for

Emergency Medical & Hospital
COVID Medical
Cancellation and Interruption
Baggage
Accidental Death & Disability
Emergency Rapatriation
Personal Liability
Dental
Passport & Travel Documents
Travel Delay

Why choose Butter?

Got your back
24/7 Emergency Assistance

Get sick or injured in a place where no one knows your name can be scary. We get it and want to make sure you don't feel alone.
We have team on call around the clock, so that even if it's 2am in Seminyak Square, we've got your back.

Fast claims
We've made claims easy

Our fully online claims service means you can lodge a claim easily and efficiently within your account.
Backed by a world-class customer care experience, our aim is get your claim resoled as quickly and painlessly as possible.

Low excess
$0 excess on most things

We know if you make an insurance claim, paying an excess is the last thing you want to do.
That's why you'll pay no excess on any of our add on packages, or for claims on things like travel delay, personal accident, personal liability & more.

Travel with kids
Take your kids with you

If you're traveling with little ones (or not so little anymore ones), they're covered under your policy for a nominal charge, up until the age of 18.
So you can spend more time making memories and less time worrying about accidents happening.

Travel Insurance for
Cruise Travel

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"Easiest experience I’ve ever had booking travel insurance! The website said it would take two minutes and they meant it. Would definitely use again."

Eliot, 33

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Top Destinations We Love (And Cover!)

There’s a whole world out there waiting for you! Here are a few top spots Butter Insurance covers:
Bali – Relax on beautiful beaches or explore lush jungles, all while knowing you’re covered for Bali belly and thieving monkeys!
Europe – From sipping wine under the Eiffel Tower to skiing in the Alps, Europe offers endless adventures.
Fiji – Crystal clear waters, tropical breezes, and friendly locals. Paradise, with peace of mind.
Japan – Explore the neon streets of Tokyo or soak in a hot spring at the base of Mount Fuji.

Still got questions?

Butter Insurance has your back. Reach out to our support learn for anything related to your Bali trip plans, coverage or claim.

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