Ski
Insurance
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What is Ski Insurance?
Ski insurance is part of your protective gear while on the slopes. It covers unexpected costs, from medical emergencies to equipment loss or trip cancellations.
Skiing and snowboarding carry inherent risks, and medical expenses—especially in remote areas—can be sky-high. Insurance also covers weather-related delays and reimbursements for non-refundable unused lift passes, snow sport equipment, hire or tuition fees you can’t use due to injury or illness.
We also cover you if you’re prevented from hitting the slopes for more than 24 hours due to lifts shutting because of too little or too much snow.
In short, it’s your protection on the mountain for those unexpected bumps along the way.
Why Should You Get Ski Insurance?
Here are some solid reasons why you should always have insurance when having fun in the snow:
Injury Protection
Skiing injuries can be costly. Insurance covers medical bills, including airlifts and emergency treatments.
Trip Cancellation Coverage
Bad weather or illness can ruin plans. Ski insurance helps you recover prepaid costs like lift passes and accommodation.
Equipment Coverage
Whether it’s your own gear or rentals, insurance protects against lost, stolen, or damaged equipment.
Weather Delays
Avalanches or extreme weather? Ski insurance also covers extra expenses for alternative arrangements.
Everything You Need to Know About Ski Insurance
What does ski insurance cover?
How much does ski insurance cost?
Is my regular travel insurance enough for a ski trip?
Can I get ski insurance if I have pre-existing medical conditions?
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Ski with Confidence
No matter where your skiing adventure takes you, the slopes can come with unexpected twists—injuries, lost equipment, or sudden weather delays.
With Butter’s Ski Insurance, you can hit the slopes knowing you’re protected.
Whether you're carving down powdery alpine slopes or navigating tricky trails at your favourite resort, we’ve got you covered from start to finish. Focus on enjoying your ski trip, and let us handle the rest.
What you're covered for
Why choose Butter?
24/7 Emergency Assistance
Get sick or injured in a place where no one knows your name can be scary. We get it and want to make sure you don't feel alone.
We have team on call around the clock, so that even if it's 2am in Seminyak Square, we've got your back.
We've made claims easy
Our fully online claims service means you can lodge a claim easily and efficiently within your account.
Backed by a world-class customer care experience, our aim is get your claim resoled as quickly and painlessly as possible.
$0 excess on most things
We know if you make an insurance claim, paying an excess is the last thing you want to do.
That's why you'll pay no excess on any of our add on packages, or for claims on things like travel delay, personal accident, personal liability & more.
Take your kids with you
If you're traveling with little ones (or not so little anymore ones), they're covered under your policy for a nominal charge, up until the age of 18.
So you can spend more time making memories and less time worrying about accidents happening.
Insurance for
Ski & Snow
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Top Destinations We Love (And Cover!)
There’s a whole world out there waiting for you! Here are a few top spots Butter Insurance covers:
Bali – Relax on beautiful beaches or explore lush jungles, all while knowing you’re covered for Bali belly and thieving monkeys!
Europe – From sipping wine under the Eiffel Tower to skiing in the Alps, Europe offers endless adventures.
Fiji – Crystal clear waters, tropical breezes, and friendly locals. Paradise, with peace of mind.
Japan – Explore the neon streets of Tokyo or soak in a hot spring at the base of Mount Fuji.
Still got questions?
Butter Insurance has your back. Reach out to our support learn for anything related to your Bali trip plans, coverage or claim.
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